If you own a home (condominium or townhouse), we can help you find the correct insurance policy with the appropriate protection and coverages. If you rent, we can discover an insurance policy that provides protection for your valuable possessions. Homeowners Insurance defined: Homeowners insurance is a form of property insurance that covers losses and damages to an individual’s residence, along with furnishings and other assets in the home. Homeowners insurance also provides liability coverage against accidents in the home or on the property. We have clients that reside in Carson City, Gardnerville, Genoa, Incline Village, Reno, Sparks, Stead, Spanish Springs, and Washoe Valley.